It’s hard to believe the iPhone® was born not long ago in June of 2007. Since that time, everything from browsing the internet and checking emails to connecting with friends and even ordering food has completely changed forever. In that time, the way we bank has been completely transformed as well.
While online banking and e-statements helped streamline our financial world, mobile banking revolutionized it. Now we’re able to make smarter financial decisions instantly, whether we’re out shopping or on vacation. We can even deposit checks and transfer money with only a few taps.
With our smartphones, we’re able to truly be smarter with our money.
Anytime, Anywhere Access
Imagine you’re out shopping with friends and everyone decides to go to the movies. Do you have enough money in your checking account? No problem, simply transfer money with your phone in a few taps. Or you’re on vacation and aren’t sure if your paycheck was deposited yet…again, no problem. Just log in on your phone and check your recent deposits.
With mobile banking, your accounts are only a few taps away; whenever, wherever.
Instantly Pay Bills
Have you ever thought you paid a bill only to find out later you completely forgot? This is a thing of the past with mobile banking. As soon as a bill arrives, simply log in and pay the bill instantly with online bill pay.
You can even set up reminders on your phone’s calendar or other apps to notify you when your loan payments are due. Once the reminder pops up, simply log in to mobile banking and pay your loan payments in seconds. Never worry about missing a bill or loan payment again!
Make Deposits Immediately
We’ve all done it…someone gave us a check, and we put it in our wallet and completely forgot to deposit it. Or perhaps a company sent you a check, and now it’s nowhere to be found. Eliminate losing checks by depositing them instantly with your smartphone.
Remote deposit is a feature that allows you to deposit checks into your account instantly with mobile banking. Simply select remote deposit, take a picture of the check, enter the amount and you’re done!
Eliminate Carrying Excess Cash
While carrying large amounts of cash around nowadays is becoming more infrequent, many people still do carry excess cash with them. A challenge with cash is that it becomes too easy to spend. With money filling our pockets, everything becomes a temptation.
With mobile banking, we can make better financial decisions. Instead of carrying excess cash, simply log into mobile banking and transfer the money you need into your checking account. Completing this step will also require you to think more about your purchase, helping to limit impulse spending.
Make Smarter Financial Decisions
Mobile banking puts your financial accounts literally at your fingertips anytime, anywhere. It allows us to make smarter financial decisions by reviewing our account balances before we make purchases, verifying enough funds are in our accounts, ensuring paychecks were deposited, and more.
Set Up Mobile Banking Today
Setting up mobile banking on your device is quick and easy! Simply download our mobile app from the Apple App Store or Google Play. Follow the prompts, and you’ll be on the road to making smarter financial decisions in no time.
If you have questions on mobile banking or our mobile app, stop by or give us a call at 800-343-6328.
Each individual’s financial situation is unique and readers are encouraged to contact the Credit Union when seeking financial advice on the products and services discussed. This article is for educational purposes only; the authors assume no legal responsibility for the completeness or accuracy of the contents.