--- title: Finance & Life | Credit Union Basics description: Credit Union Basics | Let's tackle finance & life together as we explore a number of topics to help through each stage of life. --- [![ACCU-logo-2020-1](https://blog.americaschristiancu.com/hs-fs/hubfs/ACCU-logo-2020-1.png?width=135&name=ACCU-logo-2020-1.png "ACCU-logo-2020-1")](https://www.americaschristiancu.com) - [Finance & Life](https://blog.americaschristiancu.com/finance-and-life) - [Ministry & Finance](https://blog.americaschristiancu.com/ministry-and-finance) - [Case Studies & Testimonials](https://blog.americaschristiancu.com/case-studies-and-testimonials) - [News & Press](https://blog.americaschristiancu.com/news-and-press) - [It's a Money Thing](https://blog.americaschristiancu.com/its-a-money-thing) # Finance & Life [![](https://blog.americaschristiancu.com/hubfs/auto-loan-blog-2026.jpg)](https://blog.americaschristiancu.com/finance-and-life/drive-with-confidence-why-an-auto-loan-from-a-credit-union-makes-sense) ### [Why Getting an Auto Loan Rate Before Visiting the Dealership Can Save You Money, Especially for First-Time Buyers](https://blog.americaschristiancu.com/finance-and-life/drive-with-confidence-why-an-auto-loan-from-a-credit-union-makes-sense) by [ACCU Staff](https://blog.americaschristiancu.com/finance-and-life/author/accu-staff) on 6/1/26, 8:00 AM Buying your first car (or even your fifth) is exciting but it can also feel overwhelming. One of the biggest decisions... [Read More](https://blog.americaschristiancu.com/finance-and-life/drive-with-confidence-why-an-auto-loan-from-a-credit-union-makes-sense) [![](https://blog.americaschristiancu.com/hubfs/NCUA-ASI.jpg)](https://blog.americaschristiancu.com/finance-and-life/ncua-asi-insurance-protection) ### [NCUA & ASI Insurance Protection](https://blog.americaschristiancu.com/finance-and-life/ncua-asi-insurance-protection) by [ACCU Staff](https://blog.americaschristiancu.com/finance-and-life/author/accu-staff) on 3/16/23, 9:53 AM We are pleased to inform you that your qualifying personal checking, savings, money market, term share certificates (TSC)... [Read More](https://blog.americaschristiancu.com/finance-and-life/ncua-asi-insurance-protection) [![](https://blog.americaschristiancu.com/hubfs/Get-on-Financial-Track-in-the-New-Year_Blog.jpg)](https://blog.americaschristiancu.com/finance-and-life/get-on-financial-track-in-the-new-year) ### [Get on Financial Track in the New Year](https://blog.americaschristiancu.com/finance-and-life/get-on-financial-track-in-the-new-year) by [ACCU Staff](https://blog.americaschristiancu.com/finance-and-life/author/accu-staff) on 12/21/21, 10:00 AM Do you feel like your financial situation has been going off the rails on a crazy train for years, or even decades at this... [Read More](https://blog.americaschristiancu.com/finance-and-life/get-on-financial-track-in-the-new-year) [![](https://blog.americaschristiancu.com/hubfs/Setting-Real-Financial-Goals_Blog.jpg)](https://blog.americaschristiancu.com/finance-and-life/setting-real-financial-goals) ### [Setting REAL Financial Goals](https://blog.americaschristiancu.com/finance-and-life/setting-real-financial-goals) by [ACCU Staff](https://blog.americaschristiancu.com/finance-and-life/author/accu-staff) on 12/7/21, 10:00 AM Let's face it, reaching financial goals requires discipline — the discipline that many of us don't have. We can't pass by... [Read More](https://blog.americaschristiancu.com/finance-and-life/setting-real-financial-goals) [![](https://blog.americaschristiancu.com/hubfs/Money-Saving-Tips-for-Turkey-Day_Blog.jpg)](https://blog.americaschristiancu.com/finance-and-life/money-saving-tips-for-turkey-day) ### [Money Saving Tips for Turkey Day](https://blog.americaschristiancu.com/finance-and-life/money-saving-tips-for-turkey-day) by [ACCU Staff](https://blog.americaschristiancu.com/finance-and-life/author/accu-staff) on 11/16/21, 10:00 AM The holiday season is fast approaching and, much like the rest of this year, the holidays are going to be different. While... [Read More](https://blog.americaschristiancu.com/finance-and-life/money-saving-tips-for-turkey-day) [![](https://blog.americaschristiancu.com/hubfs/Finance%20And%20Life/20-blog.jpg)](https://blog.americaschristiancu.com/finance-and-life/4-tips-to-pay-off-your-credit-card-debts) ### [4 Tips to Pay Off Your Credit Card Debts](https://blog.americaschristiancu.com/finance-and-life/4-tips-to-pay-off-your-credit-card-debts) by [ACCU Staff](https://blog.americaschristiancu.com/finance-and-life/author/accu-staff) on 11/2/21, 10:00 AM If you’re struggling with credit card debt, it can feel as though you’re drowning in quicksand. The more you struggle to get... [Read More](https://blog.americaschristiancu.com/finance-and-life/4-tips-to-pay-off-your-credit-card-debts) [![](https://blog.americaschristiancu.com/hubfs/Finance%20And%20Life/18-blog.jpg)](https://blog.americaschristiancu.com/finance-and-life/what-is-a-good-credit-card-rate) ### [What is a Good Credit Card Rate?](https://blog.americaschristiancu.com/finance-and-life/what-is-a-good-credit-card-rate) by [ACCU Staff](https://blog.americaschristiancu.com/finance-and-life/author/accu-staff) on 10/12/21, 10:00 AM It’s easy to fall for tempting credit cards offering exciting reward options. People are lured to them all the time.... [Read More](https://blog.americaschristiancu.com/finance-and-life/what-is-a-good-credit-card-rate) [![](https://blog.americaschristiancu.com/hubfs/Finance%20And%20Life/6-blog.jpg)](https://blog.americaschristiancu.com/finance-and-life/raisin-money-smart-kids) ### [Raising Money-Smart Kids](https://blog.americaschristiancu.com/finance-and-life/raisin-money-smart-kids) by [ACCU Staff](https://blog.americaschristiancu.com/finance-and-life/author/accu-staff) on 9/14/21, 10:00 AM Did you know children as young as 3, can begin to understand how money works, including how important it is to save for a... [Read More](https://blog.americaschristiancu.com/finance-and-life/raisin-money-smart-kids) [![](https://blog.americaschristiancu.com/hubfs/Finance%20And%20Life/Create-Your-Financial-Vision_blog.jpg)](https://blog.americaschristiancu.com/finance-and-life/create-your-financial-vision) ### [Create Your Financial Vision](https://blog.americaschristiancu.com/finance-and-life/create-your-financial-vision) by [ACCU Staff](https://blog.americaschristiancu.com/finance-and-life/author/accu-staff) on 8/31/21, 10:00 AM So you’re enjoying life, working a job that gets you decent money, and you’re ready to move forward in life. Maybe you’re... [Read More](https://blog.americaschristiancu.com/finance-and-life/create-your-financial-vision) [![](https://blog.americaschristiancu.com/hubfs/Finance%20And%20Life/Designate-No-Spend-Days_blog.jpg)](https://blog.americaschristiancu.com/finance-and-life/designate-no-spend-days) ### [Designate No Spend Days (a few a month)](https://blog.americaschristiancu.com/finance-and-life/designate-no-spend-days) by [ACCU Staff](https://blog.americaschristiancu.com/finance-and-life/author/accu-staff) on 8/17/21, 10:00 AM How many times a day do you swipe your credit card? It’s not uncommon for most people to do this without thinking twice... [Read More](https://blog.americaschristiancu.com/finance-and-life/designate-no-spend-days) [Next \>](https://blog.americaschristiancu.com/finance-and-life/tag/credit-union-basics/page/2) ![AD\_LOGOS](https://blog.americaschristiancu.com/hs-fs/hubfs/AD_LOGOS.png?width=225&height=40&name=AD_LOGOS.png) [Terms & Privacy](https://americaschristiancu.com/terms-and-privacy/)   |  [Federal Privacy Notice](https://blog.americaschristiancu.com/hubfs/ACCU-privacy-policy.pdf) © 2026 Americas Christian Credit Union. All rights reserved. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (800) 343-6328 for assistance. All information available on this website is also available at any of our branches. All rights reserved: The blog owner, administrator, contributor, editor and/or author reserve the right to edit, delete, move or mark as spam any and all comments. 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