How to Setup Peer-to-Peer Payments with Your ACCU Account

Sending and receiving money should be fast, simple, secure and convenient. Whether you’re splitting lunch with a friend, paying a babysitter, or sending a loved one some money, peer-to-peer (P2P) payments make transactions easy. At American’s Christian Credit Union (ACCU), you have access to some of the top used P2P services, such as Venmo, PayPal, and Cash App. They all work seamlessly with your checking account at ACCU and allow you to send and receive money from others, regardless of whether they are ACCU members or not. 

When you connect your ACCU account to one of these platforms, you can: 

• Send and receive money instantly

• Avoid ATM withdrawal fees

• Support businesses and nonprofits with quick transactions

• Split expenses with friends and family effortlessly 

Setup only takes a few minutes, and you can do it all from your phone or computer! All you need is your debit card or bank account information. 

Looking to set up with your bank account? Click here. 
Looking to set up with a debit card? Click here.

Using Your Bank Account

Venmo

1. Download the Venmo App, available on both iOS and Android 
   
   

2. Sign up (or log in) using your email address, phone number, or Facebook account.  

3. Link your ACCU account:

   • Go to Settings > Payment Methods > Add a Bank or Card

   • Select Bank Account and choose instant verification or manual verification. 

4. Verify your bank. If using manual verification, Venmo will send small deposits to confirm your account.   

PayPal

1. Download the PayPal App, available on iOS and Android, or visit PayPal.com
   
   

2. Sign up using your email address. 

3. Link your ACCU account: 

   • Go to Wallet > Link a Bank Account 

   • Enter your ACCU routing number and account number 

4. Verify your bank. PayPal will send two small deposits that you’ll need to verify.   

Cash App

1. Download Cash App, available on iOS and Android. 
   
   

2. Sign up using your email address or phone number. 

3. Link your ACCU account: 

   • Tap the Banking Tab 

   • Enter your ACCU routing number and account number 

4. Verify your bank. Cash App may request small deposits for confirmation.

   
   

Using Your Debit Card

Venmo

1. Download the Venmo App, available on both iOS and Android
   

2. Sign up (or log in) using your email address, phone number, or Facebook account.

3. Go to Settings: Tap the ☰ menu in the top-left corner, then select “Payment Methods.”  

4. Select “Add a Bank or Card” – Choose “Card” as your payment method.   

5. Enter Your ACCU Debit Card Information  

   • Card Number 

   • Expiration Date 

   • CVV Security Code 

   • Billing ZIP Code 

6. Confirm and Save.  

PayPal

1. Download the PayPal App, available on iOS and Android, or visit PayPal.com
   
   

2. Sign up using your email address. 

3. Go to Wallet. Tap on “Wallet” in the app or website.   

4. Select “Link a Card” and Choose “Debit or Credit Card.”   

5. Enter Your ACCU Debit Card Information  

   • Card Number 

   • Expiration Date 

   • CVV Security Code 

   • Billing ZIP Code 

6. Confirm and Save. 

Cash App

1. Download Cash App, available on iOS and Android. 
   
   

2. Sign up using your email address or phone number. 
   

3. Tap the Banking Tab (the bank icon on the home screen.)
   

4. Select “Add Debit Card” and enter your ACCU debit card details.   
   

   • Card Number 
     

   • Expiration Date 
     

   • CVV Security Code 
     

   • Billing ZIP Code 
     

5. Confirm and Save. 

At America’s Christian Credit Union, we want to make managing your money easy and accessible. Whether you choose Venmo, PayPal, or Cash App, you can rest assured that sending money will be quick and easy.   

Need help setting up P2P payments? Our team is here for you. Please reach out with any questions you may have; we would be more than happy to serve you.